Terms of Service

1. Eligibility

1. The App is intended for individuals or legal entities with the capacity to enter into binding agreements.
2. If you are under the age of 16 (or the minimum age required in your country), you may use the App only with the consent and supervision of a parent or legal guardian.

2. Accounts

1. No separate account is required to use core features of the App locally on your device.
2. If future cloud features or an account system are introduced, you must provide accurate information and keep credentials secure.

3. Services and Features

1. Documents: Create and manage invoices, estimates/quotes, and receipts (line items, tax, discount, currencies, client details, etc.).
2. Export & Share: Generate PDFs, print, send by email, or share via messaging apps.
3. Offline-first: Data is saved on your device by default and is available without a network connection.
4. Optional Sync/Backup: If you enable iCloud/CloudKit or similar system services, syncing/backup is governed by Apple’s terms and policies.
5. In-App Purchases/Subscriptions: Some advanced features are unlocked via Apple’s in-app purchases or auto-renewing subscriptions (see Section 7).
6. We may update, modify, or discontinue features to improve performance, security, or compliance.

4. Your Content

1. Ownership: You retain all rights to the business data you enter, including client information and document contents (“User Content”).
2. License to Operate: You grant us a limited, revocable, non-exclusive, worldwide, royalty-free license to process User Content solely to operate, maintain, and improve the App and its functions.
3. Compliance: You are responsible for ensuring your use and User Content are lawful and non-infringing. You agree not to use the App for illegal activities (including fake invoicing, tax evasion, money laundering, or fraudulent transactions).

5. License & Intellectual Property

1. We grant you a limited, non-transferable, non-sublicensable license to use the App in accordance with these Terms and applicable laws.
2. The App, its software, design, trademarks, and documentation are protected by intellectual-property laws. You may not copy, modify, reverse engineer, decompile, or attempt to extract source code except to the extent permitted by law.

6. Privacy & Data

1. Our practices regarding data collection, use, sharing, retention, and security are described in our Privacy Policy
2. Where these Terms differ from the Privacy Policy in relation to data processing, the Privacy Policy controls.
3. You can choose to keep data local-only or enable/disable iCloud/CloudKit syncing via system settings. Rights such as access, correction, deletion, objection/restriction, and portability are explained in the Privacy Policy.

7. Subscriptions, Payments & Refunds

1. Billing: All purchases and subscriptions are processed by Apple via the App Store/iTunes. We do not receive your full payment details; we only receive transaction confirmations necessary to enable features.
2. Auto-Renewal: If you purchase an auto-renewing subscription, it will renew unless you cancel at least 24 hours before the current period ends via iOS Settings → Apple ID → Subscriptions.
3. Trials: If a free trial is offered, your subscription converts to paid at the end of the trial unless you cancel in time.
4. Refunds: Refunds and billing disputes are handled by Apple under their policies.
5. Pricing: Prices may vary by region and applicable taxes. If prices change, Apple and/or we will provide any required notice and/or obtain consent where required.

8. Third-Party Services & Links

1. The App may rely on Apple services (e.g., in-app purchases, iCloud/CloudKit, system diagnostics); your use of those services is governed by Apple’s terms and policies.
2. We are not responsible for third-party services or websites and make no warranties about their availability, legality, or security.

9. Acceptable Use

• Do not use the App to violate laws or third-party rights.
• Do not circumvent, disrupt, or interfere with security or technical measures.
• Do not commercially exploit, rent, lease, or sublicense the App without authorization.
• Do not scrape, harvest, or perform bulk downloads except as permitted by law.

10. Disclaimers

1. The App provides templates and tools for business record-keeping and document formatting; it is not legal, tax, accounting, or financial advice. Consult qualified professionals when needed.
2. We strive for reliability but do not guarantee uninterrupted, error-free, or fully compatible operation across all devices and environments.
3. We are not liable for failures caused by factors beyond our reasonable control, including platform limitations, network outages, third-party service interruptions, or force majeure.

11. Changes to the App or These Terms

We may update the App and these Terms from time to time. Material changes will be communicated through the App or other reasonable means. Updated Terms take effect on publication or the stated effective date. Continued use after changes become effective constitutes your acceptance.

12. Termination

1. You may stop using the App at any time; to end auto-renewal, cancel subscriptions in Apple’s settings.
2. We may suspend or terminate your access if you materially breach these Terms or applicable law.
3. Sections that by their nature should survive (e.g., IP, disclaimers, limitation of liability, indemnity) will survive termination.

13. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, punitive, or consequential damages. Our aggregate liability for direct damages arising from or relating to the App will not exceed the net fees you paid to us for the relevant paid features in the twelve (12) months before the event giving rise to the claim (or $0 if you did not pay any fees).

14. Indemnification

You agree to indemnify and hold us harmless from claims, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your unlawful use of the App, your User Content, or your breach of these Terms or third-party rights.

15. Export & Sanctions Compliance

You agree to comply with applicable export-control and sanctions laws and not to use or provide the App where prohibited, or to restricted persons or entities.

16. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of California, USA (without regard to conflict-of-law rules). Disputes will be resolved in the courts located in San Mateo County, California, unless another venue is required by consumer-protection law.

17. Contact

If you have questions about these Terms or your rights, contact: support@woaifx.com. For data-rights requests, please refer to our Privacy Policy.